DSP Dynamic Asset Allocation Fund
DSP Mutual FundHybrid: Balanced Advantage / Dynamic Asset AllocationRegular planMonthly IDCW
Overview
NAV
₹13.5200
Gain 0.63% 1-day changeData as of 9 Oct 2026
- 1 year
- Loss 5.1%
- 3 years
- Gain 3.4%
- 5 years
- Gain 1.7%
The principal will be at Very High risk
Data as of 9 Oct 2026Source: amfiHow we calculatePast performance may or may not be sustained in future. Returns shown are not an indication of future returns.
Trailing returns
Periods under 1 year show absolute return. 1 year and longer show CAGR (annualised).
| Period | This fund | Category average |
|---|---|---|
| 1 month | Loss 2.39% | Loss 2.64% |
| 3 months | Loss 4.22% | Loss 2.14% |
| 6 months | Loss 2.44% | Gain 1.12% |
| 1 year | Loss 5.08% | Loss 1.62% |
| 3 years | Gain 3.45% | Gain 7.57% |
| 5 years | Gain 1.74% | Gain 7.00% |
| 7 years | Gain 3.75% | Gain 9.72% |
| 10 years | Gain 2.21% | Gain 8.72% |
| Since launch | Gain 2.39% | Gain 7.69% |
SIP returns (XIRR)
XIRR of a monthly SIP over each period, valued at the latest NAV.
| Period | This fund | Category average |
|---|---|---|
| 1 year | Loss 7.88% | Loss 2.91% |
| 3 years | Loss 1.05% | Gain 2.40% |
| 5 years | Gain 1.80% | Gain 6.32% |
| 10 years | Gain 2.80% | Gain 8.71% |
Calendar-year returns
Show as table
| Year | This fund |
|---|---|
| 2026 (year to date) | ▼ −6.62% |
| 2025 | ▲ +4.17% |
| 2024 | ▲ +7.54% |
| 2023 | ▲ +11.35% |
| 2022 | ▼ −4.93% |
| 2021 | ▲ +4.01% |
| 2020 | ▲ +9.20% |
| 2019 | ▲ +5.21% |
| 2018 | ▼ −4.37% |
| 2017 | ▲ +4.54% |
Past performance may or may not be sustained in future. Returns shown are not an indication of future returns.
Rolling returns
Returns over every possible holding period since launch show the range of outcomes an investor could have had, not just one start date.
| Holding period | 1Y | 3Y | 5Y |
|---|---|---|---|
| Lowest | −12.05% | −5.61% | −3.14% |
| Median | 2.52% | 3.27% | 3.02% |
| Average | 2.95% | 3.15% | 3.00% |
| Highest | 32.73% | 8.74% | 9.32% |
| Periods with a loss | 37.9% | 9.7% | 6.4% |
| Periods above 8% | 19.4% | 0.9% | 0.6% |
| Periods above 10% | 15.0% | 0.0% | 0.0% |
| Periods above 12% | 12.2% | 0.0% | 0.0% |
| Number of periods | 2846 | 2357 | 1865 |
Distribution and comparison with the benchmark
Calculating…
Past performance may or may not be sustained in future. Returns shown are not an indication of future returns.
Risk measures (3 years)
Calculated on daily NAVs over the last 3 years. Tap ? for a plain-language explanation.
- Standard deviation
Standard deviation
How much the fund's returns swing around their average, per year. A higher number means a bumpier ride.
- 6.04%
- Sharpe ratio
Sharpe ratio
Return earned above a treasury-bill rate for each unit of ups and downs. Higher means more return for the risk taken.
- -0.43
- Sortino ratio
Sortino ratio
Like the Sharpe ratio, but it counts only the falls, not the rises. Higher is better.
- -0.57
- Beta
Beta
How much the fund tends to move when its benchmark moves. 1 means the same as the benchmark; below 1 means it moved less.
- Not available
- Alpha
Alpha
Return per year above what the fund's beta would predict from the benchmark. Positive means the fund added value.
- Not available
- Maximum drawdown
Maximum drawdown
The deepest fall from a peak to a later low. It shows the worst loss an investor would have seen on paper.
- ▼ −7.78%
- Up-market capture
Up-market capture
How much of the benchmark's gains the fund caught in rising months. Above 100% means it rose more.
- Not available
- Down-market capture
Down-market capture
How much of the benchmark's losses the fund took in falling months. Below 100% means it fell less.
- Not available
Fund facts
- Fund size (AUM)
- ₹3,674 Cr
- Expense ratio (TER)
- 2.26%
- Exit load
- Not available
- Minimum SIP
- ₹100
- Minimum lumpsum
- ₹1,000
- Launch date
- 17 Jan 2014
- Fund managers
- Rohit Singhania, Preethi S, Shantanu Godambe, Kaivalya Nadkarni
- Benchmark index
- Not available
- Category
- Hybrid: Balanced Advantage / Dynamic Asset Allocation
- Fund house
- DSP Mutual Fund
- Scheme type
- Open Ended
- AMFI scheme code
- 126392
- ISIN
- INF740K01K65
Investment objective
The investment objective of the Scheme is to seek capital appreciation by managing the asset allocation between equity and fixed income securities. The Scheme will dynamically manage the asset allocation between equity and fixed income based on the relative valuation of equity and debt markets. The Scheme intends to generate long-term capital appreciation by investing in equity and equity related instruments and seeks to generate income through investments in fixed income securities and by using arbitrage and other derivative strategies. However, there can be no assurance that the investment objective of the scheme will be realized.
Portfolio holdings
| Holding | Sector | Weight |
|---|---|---|
| HDFC Bank LimitedBanks | Banks | 5.72% |
| ICICI Bank LimitedBanks | Banks | 5.72% |
| Axis Bank LimitedBanks | Banks | 3.93% |
| TREPS / Reverse Repo Investments | — | 3.87% |
| State Bank of IndiaBanks | Banks | 2.92% |
| Kotak Mahindra Bank LimitedBanks | Banks | 2.86% |
| Bharti Airtel LimitedTelecom - Services | Telecom - Services | 2.20% |
| Bajaj Finserv LimitedFinance | Finance | 2.01% |
| Bandhan Bank LimitedBanks | Banks | 1.87% |
| Titan Co LimitedConsumer Durables | Consumer Durables | 1.85% |
| Bharti Airtel LimitedTelecom - Services | Telecom - Services | 1.76% |
| ICICI Bank LimitedBanks | Banks | 1.69% |
| 7.06% GOI 10042028 | — | 1.69% |
| HDFC Bank LimitedBanks | Banks | 1.56% |
| SBI Life Insurance Co LimitedInsurance | Insurance | 1.55% |
Portfolio as of 30 Sept 2026 · top 15 of 81 holdings, 41.2% of the portfolio
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See how a SIP, a lumpsum or withdrawals in this fund would have done, using its real NAV history.
Data sources
| Data | Source | As of |
|---|---|---|
| Latest NAV | amfi | 9 Oct 2026 |
| NAV history | captnemo | 9 Oct 2026 |
| Expense ratio | amfi | 9 Oct 2026 |
| Fund size | amfi | 8 Oct 2026 |
| Fund managers | kuvera | 11 Oct 2026 |
| Riskometer | amfi | 8 Oct 2026 |
| Scheme details | amfi | 9 Oct 2026 |
| Holdings | amc:dsp | 30 Sept 2026 |
| minSip | kuvera | 11 Oct 2026 |
| minLumpsum | amfi | 9 Oct 2026 |
| objective | kuvera | 11 Oct 2026 |
| launch | amfi | 9 Oct 2026 |
Mutual fund investments are subject to market risks, read all scheme related documents carefully.